Pengaruh Capital Adequacy Ratio, Non Perfoming Loan, Loan To Deposit Ratio dan Biaya Operasional Pendapatan Operasional Terhadap Profitabilitas: Studi Empiris Pada Perusahaan Sub Sektor Perbankan Yang Terdaftar di Bursa Efek Indonesia Periode 2019-2023

Agnes Fadilla Astriliana ; Slamet Mudjija
Jurnal Ekonomi dan Keuangan Islam 📅 2024 Vol 2, No 4 🔗 DOI: 10.61132/santri.v2i4.846
Abstract
In 2019-2023, the average profitability in the banking sub-sector has increased and decreased. This study aims to analyse the Capital Adequacy Ratio, Non Performing Loan, Loan to Deposit Ratio and Operating Cost of Operating Income on Profitability. The research methodology used in this study uses quantitative methods. Data obtained from the Indonesia Stock Exchange website (www.idx.co.id) and www.bi.go.id. The population in this study are banking subsector companies listed on the Indonesia Stock Exchange in 2019-2023. The sampling technique used purposive sampling technique with a sample of 22 (twentytwo) companies. Data analysis for hypothesis testing using Multiple Linear Regression with the help of the Statistical Package for Social Sciences (SPSS) version 22 (twenty-two) programme. The results showed that Capital Adequacy Ratio and Loan to Deposit Ratio had no effect on Profitability, while Non Performing Loan and Operating Cost of Operating Income had a negative effect on Profitability.
Keywords
Capital Adequacy Ratio; Non Performing Loan; Loan to Deposit Ratio; Operating Expenses Operating Income; Profitability
How to Cite

Agnes Fadilla Astriliana & Slamet Mudjija (2024). Pengaruh Capital Adequacy Ratio, Non Perfoming Loan, Loan To Deposit Ratio dan Biaya Operasional Pendapatan Operasional Terhadap Profitabilitas: Studi Empiris Pada Perusahaan Sub Sektor Perbankan Yang Terdaftar di Bursa Efek Indonesia Periode 2019-2023. Jurnal Ekonomi dan Keuangan Islam, 2(4). https://doi.org/10.61132/santri.v2i4.846

Agnes Fadilla Astriliana; Slamet Mudjija, "Pengaruh Capital Adequacy Ratio, Non Perfoming Loan, Loan To Deposit Ratio dan Biaya Operasional Pendapatan Operasional Terhadap Profitabilitas: Studi Empiris Pada Perusahaan Sub Sektor Perbankan Yang Terdaftar di Bursa Efek Indonesia Periode 2019-2023," Jurnal Ekonomi dan Keuangan Islam, vol. 2, no. 4, 2024.

Agnes Fadilla Astriliana; Slamet Mudjija. "Pengaruh Capital Adequacy Ratio, Non Perfoming Loan, Loan To Deposit Ratio dan Biaya Operasional Pendapatan Operasional Terhadap Profitabilitas: Studi Empiris Pada Perusahaan Sub Sektor Perbankan Yang Terdaftar di Bursa Efek Indonesia Periode 2019-2023." Jurnal Ekonomi dan Keuangan Islam, vol. 2, no. 4, 2024.

Agnes Fadilla Astriliana; Slamet Mudjija. "Pengaruh Capital Adequacy Ratio, Non Perfoming Loan, Loan To Deposit Ratio dan Biaya Operasional Pendapatan Operasional Terhadap Profitabilitas: Studi Empiris Pada Perusahaan Sub Sektor Perbankan Yang Terdaftar di Bursa Efek Indonesia Periode 2019-2023." Jurnal Ekonomi dan Keuangan Islam 2, no. 4 (2024).

Agnes Fadilla Astriliana & Slamet Mudjija (2024) 'Pengaruh Capital Adequacy Ratio, Non Perfoming Loan, Loan To Deposit Ratio dan Biaya Operasional Pendapatan Operasional Terhadap Profitabilitas: Studi Empiris Pada Perusahaan Sub Sektor Perbankan Yang Terdaftar di Bursa Efek Indonesia Periode 2019-2023', Jurnal Ekonomi dan Keuangan Islam, 2(4). doi: 10.61132/santri.v2i4.846.

Agnes Fadilla Astriliana; Slamet Mudjija. Pengaruh Capital Adequacy Ratio, Non Perfoming Loan, Loan To Deposit Ratio dan Biaya Operasional Pendapatan Operasional Terhadap Profitabilitas: Studi Empiris Pada Perusahaan Sub Sektor Perbankan Yang Terdaftar di Bursa Efek Indonesia Periode 2019-2023. Jurnal Ekonomi dan Keuangan Islam. 2024;2(4).

Artikel Terkait

Peran Halal Tourism dalam Meningkatkan Daya Saing Ekonomi Islam di Sektor Pariwisata

Ahmad Martin Cahyadi; Rahma Raya Fitriana; Raisya Oktaviana; Rania Purnama Aulia; Wahidatul Athiya; Edi Suresman

Analisis Perbandingan Keputusan Pendanaan Berbasis Ekuitas dan Sukuk dalam Perspektif Prinsip Syariah pada Perusahaan di Indonesia

Puji Ayuni Anawawi; Indi Isnandini Fajrin; Reza Adiethya Nugraha; Joni Joni

Optimalisasi Zakat Perusahaan sebagai Instrumen Pengurang Pajak dalam Mendukung Pemerataan Ekonomi

Muh Arief Budiman; Muhammad Sauqi; Nor Anina; Nor Hikmah Sari

Peran Ekonomi, Manajemen dan Akutaansi dalam Islam Meningkatkan Kinerja Organisasi di Era Modern

M. Arif Maulana; Idris Satria; Alfat Akbar; M. Yusuf Bahtiar

Analisis Implementasi Akad Mudarabah dan Murabahah pada Koperasi Syariah Baitut Tamwil Muhammadiyah Al-Kautsar Makassar

Ambarwati Akib

Peran Keberadaan PT Batujaya Bersama Sejatera dalam Meningkatkan Ekonomi Sosial Masyarakat di Desa Walandano Kecamatan Balaesang Tanjung

Leni Afriani; Ayu Andira; Muh Taufik Tiaki
Tren Sitasi Jurnal