The Dangers of Usury from an Economic Perspective

Arif Syofyan Hadi ; Sutrisno Ismail
International Journal of Religious Education and P... 📅 2025 Vol 2, No 4 🔗 DOI: 10.70062/greenphilosophy.v2i4.245
Abstract
The study of usury in Islamic jurisprudence (fiqh) of muamalah maliyah is crucial as it helps determine whether a transaction is permissible in Islamic business and finance. If a transaction involves elements of usury, it is considered prohibited (haram) under Islamic law. This research uses a library research method, analyzing secondary data from books, articles, and journals to review the dangers of riba from an economic perspective. The study reveals that riba occurs in sale and purchase transactions when goods or prices are manipulated, leading to unfair advantages for one party. Riba includes both usury fadl (excessive goods) and nasi'ah (delayed payment) and is prohibited in Islam, as stated in the Qur'an, Sunnah, and Ijma'. Allah's prohibition of usury aims to protect the welfare of society, and violating this law brings harm not only in this world but also in the afterlife. The widespread practice of usury contributes to economic inequality, inflation, economic stagnation, crises, and increasing debt burdens.
Keywords
Dangers of Usury; Economy; Riba; Usury Fadhl; Usury Nasi'ah
How to Cite

Arif Syofyan Hadi & Sutrisno Ismail (2025). The Dangers of Usury from an Economic Perspective. International Journal of Religious Education and Philosophy, 2(4). https://doi.org/10.70062/greenphilosophy.v2i4.245

Arif Syofyan Hadi; Sutrisno Ismail, "The Dangers of Usury from an Economic Perspective," International Journal of Religious Education and Philosophy, vol. 2, no. 4, 2025.

Arif Syofyan Hadi; Sutrisno Ismail. "The Dangers of Usury from an Economic Perspective." International Journal of Religious Education and Philosophy, vol. 2, no. 4, 2025.

Arif Syofyan Hadi; Sutrisno Ismail. "The Dangers of Usury from an Economic Perspective." International Journal of Religious Education and Philosophy 2, no. 4 (2025).

Arif Syofyan Hadi & Sutrisno Ismail (2025) 'The Dangers of Usury from an Economic Perspective', International Journal of Religious Education and Philosophy, 2(4). doi: 10.70062/greenphilosophy.v2i4.245.

Arif Syofyan Hadi; Sutrisno Ismail. The Dangers of Usury from an Economic Perspective. International Journal of Religious Education and Philosophy. 2025;2(4).

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