PERAN DAN TANGGUNGJAWAB BANK SYARIAH DAN NASABAH TERHADAP PENGELOLAAN RESIKO PEMBIAYAAN BERMASALAH

Satrio Abdillah ; Zaianal Efendi Hasibuan
Adpertens; Jurnal Ekonomi dan Manjemen 📅 2025 Vol 2, No 2 🔗 DOI: 10.63424/adpertens.v2i2.313
Abstract
This article examines the responsibilities of customers and Islamic Banks in managing problematic financing. This research also examines the terms of facility agreements by different Islamic banks to analyze the handling of problematic financing by the banks. The researcher employs a qualitative methodology, thus this research is based on primary data analysis from interviews with representatives of Bank A to determine the mechanisms used by Bank A to recover problematic financing, as well as secondary data. Secondary data was obtained by reviewing the relevant provisions of facility agreements from three Islamic Banks in relation to default events and compensation, and collecting information from the Policy Documents and Guidelines of Islamic banks. The conclusion of this research reveals the responsibilities of customers and Islamic banks in managing and handling problematic financing, as well as examining the steps taken by Bank A to recover its problematic financing. This research is important in highlighting the obligations of customers regarding their financing and the treatment of Islamic banks in assisting and addressing problematic financing.
Keywords
Perbankan; Bank Syariah; Pembiayaan bermasalah
How to Cite

Satrio Abdillah & Zaianal Efendi Hasibuan (2025). PERAN DAN TANGGUNGJAWAB BANK SYARIAH DAN NASABAH TERHADAP PENGELOLAAN RESIKO PEMBIAYAAN BERMASALAH. Adpertens; Jurnal Ekonomi dan Manjemen, 2(2). https://doi.org/10.63424/adpertens.v2i2.313

Satrio Abdillah; Zaianal Efendi Hasibuan, "PERAN DAN TANGGUNGJAWAB BANK SYARIAH DAN NASABAH TERHADAP PENGELOLAAN RESIKO PEMBIAYAAN BERMASALAH," Adpertens; Jurnal Ekonomi dan Manjemen, vol. 2, no. 2, 2025.

Satrio Abdillah; Zaianal Efendi Hasibuan. "PERAN DAN TANGGUNGJAWAB BANK SYARIAH DAN NASABAH TERHADAP PENGELOLAAN RESIKO PEMBIAYAAN BERMASALAH." Adpertens; Jurnal Ekonomi dan Manjemen, vol. 2, no. 2, 2025.

Satrio Abdillah; Zaianal Efendi Hasibuan. "PERAN DAN TANGGUNGJAWAB BANK SYARIAH DAN NASABAH TERHADAP PENGELOLAAN RESIKO PEMBIAYAAN BERMASALAH." Adpertens; Jurnal Ekonomi dan Manjemen 2, no. 2 (2025).

Satrio Abdillah & Zaianal Efendi Hasibuan (2025) 'PERAN DAN TANGGUNGJAWAB BANK SYARIAH DAN NASABAH TERHADAP PENGELOLAAN RESIKO PEMBIAYAAN BERMASALAH', Adpertens; Jurnal Ekonomi dan Manjemen, 2(2). doi: 10.63424/adpertens.v2i2.313.

Satrio Abdillah; Zaianal Efendi Hasibuan. PERAN DAN TANGGUNGJAWAB BANK SYARIAH DAN NASABAH TERHADAP PENGELOLAAN RESIKO PEMBIAYAAN BERMASALAH. Adpertens; Jurnal Ekonomi dan Manjemen. 2025;2(2).

Artikel Terkait

PERAN STRATEGIS LEMBAGA KEUANGAN SYARIAH DALAM MEMFASILITASI PEMBANGUNAN EKONOMI NASIONAL

Masnilam Limbunan; Sri Rahmawati; Nurul Hafizah Mutiah; Juhairah Kamelia

PERAN STRATEGIS PEMBIAYAAN SYARIAH DALAM MEWUJUDKAN KEADILAN EKONOMI BERBASIS SYARIAH

Marthen Gwijangge; Wenda Waromi; Johannes Silas Kaisiepo

INVESTASI SEBAGAI DETERMINAN PRODUK DOMESTIK REGIONAL BRUTO DI INDONESIA: TINJAUAN LITERATUR ATAS BUKTI EMPIRIS DAN ARAH PENELITIAN MENDATANG

Erna; Athaillah Adwitiya; Fajriyatul Abadiyah

DAMPAK IMPLEMENTASI PROGRAM MAKAN BERGIZI GRATIS TERHADAP PENDAPATAN PELAKU UMKM DI LINGKUNGAN SDN SEMUT

Zulfa Nur Aini; Hendri Hermawan Adinugraha; Ade Gunawan; Rizky Andrean

ANALISIS REGULASI PREDATORY PRICING DALAM BISNIS DIGITAL DI INDONESIA PERSPEKTIF HUKUM ISLAM

Arif Fikri; Rahayu Utami Caniago; Ramos Panggabean; Abdul Azis Lasahido

SIMULASI STRATEGI INVESTASI BANK DAN NON-BANK DALAM MITIGASI RISIKO KEUANGAN DIGITAL

Nayla Ahlami Dalimunthe; Tiara Marsya Aulya; Tri Ayu Fadilah; Wanda Syakinah
Tren Sitasi Jurnal